For readers · Retirement Planning After 50
Retirement After 50 Catch-Up Worksheets + 12-Month Calendar
The free printable companion to Retirement Planning After 50 (2027 Edition): find your number, plan your catch-up contributions, find the money, map your retirement paycheck and follow a 12-month calendar.
By James R. Ustby, CFP®. Retirement Planning After 50 is one of the Plain-English Money Guides. This page is the free printable companion to the book. You do not have to sign up.
Free for readers
Download the worksheets.
Printable PDF, free. No form and no email. The file downloads when you click the button.
Prefer to talk it through?
Bring the worksheets, or just the question. No obligation.
What readers get
The worksheets, and where to go next.
- Printable PDF, free. Nine pages. The download starts when you click the button. There is no form.
- Six worksheets from the book. Your starting point, your retirement number, your catch-up plan, find the money, your paycheck map, and your next steps. You fill them in with your own numbers. They do not tell you how much to save or where to put it.
- Reference tables and a 12-month calendar. The 2026 workplace plan, IRA and HSA limits by age, including the higher catch-up for ages 60 to 63, and the Social Security figures SSA has announced for 2027, copied from the book. The IRS had not released 2027 contribution limits as of October 24, 2026, so the limits shown are for 2026 and can change.
- A conversation, if you want one. The worksheets are educational and are not advice on your situation. Bring them to your tax professional, or book a free call.
On this site
- Am I saving enough to retire at 60?
- Should I put money in my 401(k) or a Roth IRA first?
- Retirement income calculator
- Social Security calculator: 62 vs 67 vs 70
- Bridge worksheets from Retiring at 62
- Ten years out: start here
Securities offered through LPL Financial, Member FINRA/SIPC. Investing involves risk, including possible loss of principal. Educational only; not tax, legal or investment advice. Downloading does not create an advisory relationship. Examples in the book are hypothetical. Consult your own tax professional and advisors about your situation.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates.
The LPL Financial registered representative associated with this site may discuss and transact securities business only with residents of the states in which they are properly registered or licensed. No offer may be made or accepted from any resident of any other state.
This material is for general information only and is not intended to provide specific advice or recommendations for any individual. Neither LPL Financial nor its representatives provide legal or tax advice; please consult your attorney or tax advisor regarding your specific situation. No strategy assures success or protects against loss. Examples are hypothetical and for illustration only.