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Which decision is in front of you?

Each guide takes one retirement decision and gives you the rules, the 2026 tables, a worked example, and a worksheet that produces your own figure in about twenty minutes. Written by a CFP® professional, built to print, yours in a minute. Bring the filled worksheet to a free call and I will check it.

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For business owners · the book, now on Amazon

Before You Sell

The business owner’s guide to exit planning, owner retirement plans, and wealth after the sale. Pair it with the free Exit Readiness Scorecard.

KindlePaperbackHardcover

More than one decision in front of you? The whole set

The Complete 2026 Retirement Threshold Library

All five guides and all four workbooks, in one download.

$147$205 bought one at a time
Get all five for $147

Educational material. Not tax, legal or investment advice.

Free

The Four Cliffs

Four places in the tax code where one dollar of income costs far more than one dollar.

  • The exact 2026 line for each cliff, single and married filing jointly
  • What crossing each one costs, priced in dollars, with the arithmetic shown
  • Why the Medicare cliff bills you two years after the income year
  • A one-page worksheet: six lines from your last return, three numbers out
  • A readout table that tells you which of the four you are closest to

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This material is for general information only and is not intended to provide specific advice or recommendations for any individual. Neither LPL Financial nor its representatives provide legal or tax advice; please consult your attorney or tax advisor regarding your specific situation. No strategy assures success or protects against loss. Examples are hypothetical and for illustration only.