Writing
I write a letter most weeks.
Short, plain, and about the things that actually decide outcomes rather than the things that make good headlines. No charts of last quarter.
Things you can scroll
Some ideas are easier to feel than to read about. These are built so you can put your hand on them.
The Sequence
Two portfolios. The same twenty-five returns, the same withdrawals, the same average, opposite order. One is empty at seventy-six and the other finishes with almost everything. Scroll it and watch one column get crushed out of existence.
Open →The Runway
Thirty-three years of retirement at the speed of your hand. Every year lights up and stays lit while the market comes apart underneath a line that does not move.
Open →The letter is the best way to decide whether you like how I think.
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