Articles · Topic
Estate and survivors
Every article on estate and survivors, newest first. Each one answers a single question, shows the math, and links the primary source.
How does an installment sale spread capital gains tax?
An installment sale lets a seller report gain as payments arrive. That can keep more gain in lower brackets, but a note over $5 million adds interest.
What is exit planning and when should a business owner start?
Exit planning is the work of turning a business into after-tax wealth on your terms. Many of the moves that matter need three to five years of lead time.
What should you do with the money after you sell your business?
Set aside the tax first, park the rest somewhere safe and boring, and give yourself 90 days to plan. On a $5,000,000 sale the tax can top $1.2 million.
What age should you take Social Security if you are married?
For many couples, the higher earner waiting toward 70 matters most, because that check becomes the survivor's. Here is the math for one example couple.
How do I value a closely held business before a sale?
Fair market value is what a willing buyer would pay a willing seller with full facts. Three approaches, a table, and the IRS rules that frame the work.
How much do you lose by claiming Social Security at 62 instead of 67?
Claiming at 62 cuts your check by 30 percent for life if your full retirement age is 67. Here is the math, the break-even age, and who should claim early.
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