The Nest Egg
One money question every morning.
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Recent issues
Start with a few that are already on the site.
How does an installment sale spread capital gains tax?
An installment sale lets a seller report gain as payments arrive. That can keep more gain in lower brackets, but a note over $5 million adds interest.
Asset sale vs stock sale: which costs the seller more in tax?
An asset sale usually costs the seller more. It can turn part of the gain into ordinary income and, for a C corporation, tax the same gain twice.
What is exit planning and when should a business owner start?
Exit planning is the work of turning a business into after-tax wealth on your terms. Many of the moves that matter need three to five years of lead time.
Should I roll my 401(k) into an IRA when I retire?
Rolling a 401(k) into an IRA can widen choices and simplify withdrawals, but keeping the plan can win if you retire at 55 to 59 or hold company stock.
What should you do with the money after you sell your business?
Set aside the tax first, park the rest somewhere safe and boring, and give yourself 90 days to plan. On a $5,000,000 sale the tax can top $1.2 million.
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