For readers · Outside the Business
Outside the Business
A reader page for owners building wealth outside the company: the retirement plan you fund while you still own it, and the liquidity you have when you leave.
By James R. Ustby, CFP®. The business can be your largest asset and still be a poor retirement plan on its own. This page is the Owner’s Plan Stack Worksheet from the book. You do not have to sign up.
Free for readers
Download the worksheet.
Printable PDF, free. No form. The file downloads when you click the button.
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Bring the worksheet, or just the question. No obligation.
What readers get
The worksheet, and where to go next.
- Printable PDF, free. The download starts when you click the button. There is no form.
- The Owner’s Plan Stack Worksheet and Scorecard. The plan stack, the plan design pages, a census checklist, and the scorecard from the book. It does not calculate contributions or recommend a plan.
- Owner retirement plans, in plain language. The book discusses plans including a solo 401(k) and a cash balance plan. Which plan fits depends on your employees, your wages, and the company’s profits.
- A conversation, if you want one. The worksheet is educational. Book a call.
On this site
- Owner retirement plans from Before You Sell
- Owner retirement plan calculator
- Cash balance plans: how much an owner can put in
- Solo 401(k) limits
- Business owner lessons
- Before You Sell
- Rollover checklist from One Basket
Educational only. Not tax, legal, or investment advice. Downloading the worksheet does not create an advisory relationship. Consult your own CPA, attorney, and advisors about your situation.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates.
The LPL Financial registered representative associated with this site may discuss and transact securities business only with residents of the states in which they are properly registered or licensed. No offer may be made or accepted from any resident of any other state.
This material is for general information only and is not intended to provide specific advice or recommendations for any individual. Neither LPL Financial nor its representatives provide legal or tax advice; please consult your attorney or tax advisor regarding your specific situation. No strategy assures success or protects against loss. Examples are hypothetical and for illustration only.