For readers · Taxes in Retirement, Simplified
Taxes in Retirement, Simplified: free printable worksheets
Four printable worksheets for the taxes on retirement income: a map of your income sources, the taxable part of your Social Security, withholding versus estimated payments, and a check on the ripple effects of one more dollar of income.
By James R. Ustby, CFP®. Taxes in Retirement, Simplified is one of the Plain-English Money Guides. This page is the free printable companion to the book. You do not have to sign up.
Free for readers
Download the worksheets.
Printable PDF, free. No form and no email. The file downloads when you click the button.
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What readers get
The worksheets, and where to go next.
- Printable PDF, free. Six pages. The download starts when you click the button. There is no form.
- Four worksheets from the book. My Retirement Tax Map, a Social Security taxable-portion worksheet, a withholding and estimated payments calendar, and a ripple-effect check. They do not calculate your tax or tell you what to do.
- Reference tables and a calendar. The 2026 federal tax brackets and a retirement tax calendar for tax year 2026, copied from the book. Figures are federal rules as of October 2026 and can change.
- A conversation, if you want one. The worksheets are educational and are not advice on your situation. Bring them to your tax professional, or book a free call.
On this site
- How to read your own tax return before retirement
- Which account to withdraw from first
- Medicare IRMAA calculator
- Roth conversion worksheets from The Roth Conversion Decision
- Taxes in retirement articles
- Bridge worksheets from Retiring at 62
- Survivor tax worksheets from The Widow’s Tax Trap
Educational only. Not tax, legal, or investment advice. Downloading does not create an advisory relationship. Consult your own tax professional and advisors about your situation.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates.
The LPL Financial registered representative associated with this site may discuss and transact securities business only with residents of the states in which they are properly registered or licensed. No offer may be made or accepted from any resident of any other state.
This material is for general information only and is not intended to provide specific advice or recommendations for any individual. Neither LPL Financial nor its representatives provide legal or tax advice; please consult your attorney or tax advisor regarding your specific situation. No strategy assures success or protects against loss. Examples are hypothetical and for illustration only.